Pensions Aspects Magazine

16 July 2021

Change is needed now if adequacy outcomes are to be improved for future generations of retirees

Over the last decade the pensions landscape has gone through a great deal of change, with the introduction of Automatic Enrolment, Pension Freedoms and the continued shift from defined benefit (DB) to defined contribution (DC) provision in the private sector. However, the nature of pension saving is inherently long-term and, as a result, policies aimed at increasing pension saving take time to embed and impact later life outcomes.

16 July 2021

The challenges from uncertainty and risk, and the role of insurance

Pension Trustee Liability insurance (PTL) was, for many years, regarded as a dull but necessary part of running a scheme. But seemingly overnight, this has changed dramatically. Trustees and their advisors now recognise the vital role that PTL can play in managing risks in today’s fast-moving pensions environment, as trustees manage compliance and residual risks when schemes move into winding-up.

16 July 2021

The greater the allyship, the greater the Pride

Pride is about celebrating diﬀerence, standing in solidarity and practising allyship towards others.

16 July 2021

Why have a pension scheme diversity & inclusion policy?

In an ideal world, all of our differences would be equally celebrated and we would not need specific laws to protect an identified group, or awards based on sex, age or colour. Before we get to this utopian ideal, how can having a Diversity & Inclusion policy for your pension scheme help improve fairness?

16 July 2021

If passion drives you, let reason hold the reins

‘Work isn’t work if it’s fun’ is an adage that has led me to make what many consider to be some terrible decisions in my career and academic life. It started in 1989 when after studying marine and environmental biology, I went on to do a PhD on the impact of climate change related extreme weather events on the reef ecology of the Indian Ocean. During the next four years, I was attacked by sharks, caught by a waterspout and suffered dengue fever. But throughout, I did have a real sense of purpose, and studying reefs had some fringe benefits too!

16 July 2021

Putting savers at the heart of all we do

Here David Fairs gives an update on recent activity from The Pensions Regulator (TPR) and highlights how TPR has responded clearly, quickly and decisively to change so that workplace pensions work for all savers

Change is needed now if adequacy outcomes are to be improved for future generations of retirees

The challenges from uncertainty and risk, and the role of insurance

The greater the allyship, the greater the Pride

Why have a pension scheme diversity & inclusion policy?

If passion drives you, let reason hold the reins

Putting savers at the heart of all we do

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